Telehealth Clinical Counseling

Elgersma Counseling Services
Elgersma Counseling Services
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Insurance

We are currently in-network with the following insurance providers:

  • Aetna
  • BCBS PPO/Community
  • Cigna
  • Humana
  • Meridian
  • United Health Care


Depending on your mental health plan and coverage what you can expect to pay for your sessions can vary. Regardless of your coverage, we recommend reaching out to your insurance for details as mental health insurance can be confusing.


Here are a few questions you can ask when calling your insurance provider to best understand your benefits and coverage for mental health services:

• Are mental health benefits included in my medical insurance plan?

• Do I have a maximum benefit or visit limit per year?

• Do I have a deductible? If so, what is it and what happens when I reach it?

• Do I have a copay or coinsurance? If so, what is it?

• Does my insurance plan cover the following CPT codes? 90834 (45 minute sessions), 90837 (60 minute sessions), 90847 (family sessions)

• Does my insurance plan require pre-authorization?

• Do I have out-of-network coverage?

• Do I have a different out-of-network deductible? Does it cross accumulate with my in-network deductible?

• Do I have a different coinsurance amount for out of network?


If you plan to use health insurance, you are responsible for confirming coverage of services prior to the sessions and for covering the cost of sessions that are not reimbursed by your insurance plan.

Elgersma Counseling Services  

contact@ecounselingservices.org

630-465-5602

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